There are many FDH insurance options available in the market, including basic and comprehensive plans, each with different terms and coverage. Basic plans typically cover minor illnesses, but what about critical illnesses like cancer or heart disease? Will the insurance provide enough protection, or could these conditions be excluded? To answer this, employers need to check the policy’s exclusions carefully.

In Q&A Vol. 5, we'll discuss about insurance coverage for serious illnesses, including the list of illnesses covered, traditional Chinese Medicine certificates, expense limits, and the implications of concealing medical conditions when applying for insurance.