In Hong Kong, insurance options for foreign domestic helpers vary in premiums and coverage, mainly divided into basic and comprehensive plans. Basic plans cover essentials like employee compensation and hospitalization, while comprehensive plans offer additional benefits such as medical and dental coverage. Understanding these options is crucial before purchasing insurance.

Topic about Coverage, Costs, Third-Party Liability & Dental Expenses

Hong Kong people are very busy, and many families have both parents working. Not everyone has the luxury of extended family support for childcare or the time and energy to cook and clean after work. As a result, many opt to solve these issues by hiring a foreign domestic helper(FDH). Securing a comprehensive foreign domestic helper insurance not only safeguards the helper but also protects the employer's wallet. Below are common questions and answers regarding foreign domestic helper insurance.